How is Social Security Calculated?

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Kevin Walton Photo

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So just how is social security calculated? Did you know the Social Security Administration can answer questions but cannot give advice? Getting answers can be frustrating, confusing, and time-consuming. This is not a type of do-it-yourself task, there is social security extra help available. An RSSA, or Registered Social Security Advisor through NARSSA, can serve as an advisor, get answers for you, and make personalized reports giving side-by-side benefit comparisons for a single person, or a couple, with a break-even chart showing monthly, annual, and lifetime totals for various year combinations. We can also give social security extra help to those who need on a variety of social security issues.

When originating reverse mortgages, I constantly get social security questions when speaking to my clients and I would advise them to find a specialist. Still, there are very few to be found. Now as an RSSA, I can educate my clients, and referral partners on both subjects and be more of a resource to the community.

So, whether you have a question on how does social security work or your own social security benefits, a social security spousal benefit, social security survivor benefits, social security child’s benefit, or other topics such as the WEP and GPO penalties when working for a state employer, you have a team of social security advisors at the ready. There are over 2700 rules on social security, it can be difficult to navigate, and having an independent report that serves as your own social security benefits calculator data versus what’s in the social security database is an important tool to have since the SSA can and does make mistakes. Feel free to contact me for a free 15-minute consultation by emailing me or clicking the link below

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